Periodontitis can present itself in hideous ways – from bad breath to tooth loss – and can be particularly difficult to treat. That’s why it’s always best to treat it early. If you think or have concerns that you could be developing gum disease, a periodontal assessment could be what is required to fully investigate your circumstances.
A dentist may do some initial observations during a regular check-up for general dental maintenance and, if required, refer you to get a full periodontal assessment to diagnose the disease. This assessment can be done by your dentist, a specialist periodontist, or a dental hygienist.
During a full assessment, the dentist or specialist will be looking at various things. For example:
- The health of your teeth and gums, including gum pocket depth
- The level of plaque on the teeth and gums and observing the level of hard calculus
- The way you bite
- Internal bone structure
The dentist may vary the routine depending on your circumstance, but by the end of the assessment, you will have a clear diagnosis of whether or not you are be suffering from periodontal disease. Again, recommended treatments may vary, but it’s likely you will be referred for scaling or full-mouth disinfection (depending on your level of gum disease).
It is also possible that the assessment may be slightly invasive, therefore a local-anaesthetic would be used to subdue any pain or discomfort. The result of an assessment could give you the correct recommendations for further dental care, so it is important not to avoid having the assessment done when it is advised.
Who can benefit?
Just about anyone over the age of 18. You don’t have to belong to a private dental plan. You don’t even have to be a regular visitor at this practice.
What can I use it for?
You can use the loan to pay for most dental work, but it’s particularly suited to more costly private treatments, such as dental implants, orthodontic, aesthetic or cosmetic work. If you’re not sure whether it’s right for your treatment, please ask your dentist.
How much can I borrow?
Typically between £500 and £25,000 depending on the course of the treatment. This will be subject to ‘on-the-spot’ credit check. Most patients’ applications are approved there and then, so you can go ahead and schedule treatment immediately.
How do I repay the loan?
Much like any other loan, you repay it in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.
How much will I pay?
You pay the cost of your treatment – no more and no less. Interest-free means just that!
What are the repayment terms?
Your dentist will be able to go through the various terms with you and agree the most suitable repayment period.
How do I apply?
Once you’ve agreed on a course of treatment – and a cost – with your dentist, we’ll make the credit application on your behalf. As soon as the credit check is complete and the loan process, you’ll receive written confirmation from the credit provider Simpler as that!
Who is the credit provider?
We’re working with one of the most respected credit providers in the business. Ask your dentist for details.
How often can I use the facility?
You can apply for an interest-free loan for each course of treatment, subject to the usual credit check.
The benefits: at a glance
For anyone considering using our interest-free loan facility to fund their private dental treatment, the benefits are clear.
You get the treatment you want – treatment that will make you look and feel a million times better.
You get to spread the cost of that treatment over a period that suits you.
Because it’s interest-free, our 0% loan can be a much more affordable alternative to credit cards or bank loans. It’s easy to apply and simple to repay by Direct Debit.
To discuss the benefits in more detail, speak to your dentist or one of the practice staff.